How to Start Saving $$$$ in 2015!

Let's face it...Life is expensive! I want to do so many things...and with 3 kids - everything (even McDonald's) can cost a fortune!

So my goal is to help you (and me) to save money ALL YEAR LONG, but still have an enjoyable life - here are a few ways to get started!

If you are overwhelmed - pick one or two - you don't have to do all of them (but they all save you money- LOL!)

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Money doesn't grow on your tree either?

I am ALWAYS posting deals and freebies on my facebook page - so make sure you like TIFF's DEALS page HERE!

I post many LOCAL deals (New Orleans area) but also post LOTS Of nationwide deals so you don't have to live in NOLA to save some money!
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EBATES - do you shop online? Then you must register with Ebates - it's FREE and they give you cashback for your online purchases virtually everywhere!

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IBOTTA - Simply take a pic of your receipt (and sometimes a bar code) - and get INSTANT cashback (like a modern day rebate)

Ibotta works all over the place now!  Movie Theatres - Groceries - Drugstores - Best Buy - Home Depot - and so many more!  You are guaranteed to see something on the list that you are already buying so you might as well get $ back for it!  I received $150 in 2013 alone!

Similar to Ibotta is Checkout 51 - you can double dip by uploading your receipt to both apps!  You don't need a smartphone for this one...and you can purchase at ANY store!

*NEW* Another one called Snap by Groupon - same concept - and you can DOUBLE OR TRIPLE dip when the same offers are on the other apps too!
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SHOPKICK - how about FREE gift cards for buying ABSOLUTELY nothing! YEP, that's right! Simply walk in a store and get points - then walk out - points add up to FREE gift cards - I have over $300 in FREE gift cards (to Starbucks/Target/Gamestop/Lowe's/Sephora and more!) - and recently bought a TV at Best Buy with my gift cards!

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Grocery Savings Tips - I am a Winn Dixie shopper (love the Buy 1 get 1 FREE deals) - but no matter where you shop, you can probably take advantage of these savings too - and it doesn't mean you have to clip coupons!

If you want to clip coupons - you can print them on your way out the door - see link HERE
Tip: I don't get the newspaper anymore - I just print the ones I need right before I go grocery shopping!


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 I signed up for a Capital One 360 checking account - and got a $50 BONUS just for signing up!

I was always nervous about these things, since I had to give my current checking account info to get the account - BUT I am a Capital One banking customer already, and when completed, this account was added to mine automatically (so I felt better - wanted to share in case you were leery too!) Perfect for online purchases or a "mini" savings account!

JUST IN TIME TO START SAVING in 2015 - and a FREE $50 helps!


This account has NO FEES - NO MINIMUM BALANCE!
 MORE INFO HERE!



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Groupon -LivingSocial - Get My Perks - Double Take Deals
ALL of these offer local deals at discounted prices...so take advantage of these when deals are available!  I post them on my facebook page as I see awesome deals come up!  If you are not already signed up for these (it's free too) simply click the links above and make sure you don't miss the deals!

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KIDS EAT FREE - my list of local (New Orleans area) restaurants that have Kids Eat free nights - the only way to dine out with kids!

I also post restaurant deals weekly - so kids or no kids - you can save at LEAST half price when you dine out! So make sure you like my page on facebook so you don't miss out!
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If you like these deals, make sure to like TIFFS DEALS on facebook for more great deals! 
This post may contain affiliate links.

Capital One 360- open a FREE Account - and get $100 CASH! Deal valid 11/28-12/1 only!

SO I recently signed up for a Capital One 360 checking account - and got a $50 BONUS just for signing up!  FROM 11/28-12/1 it is a $100 BONUS!

I was always nervous about these things, since I had to give my current checking account info to get the account - BUT I am a Capital One banking customer already, and when completed, this account was added to mine automatically (so I felt better - wanted to share in case you were leery too!)

This account has NO FEES - NO MINIMUM BALANCE!

What you have to do:
1) Open up an account GET YOURS HERE!

2) Transfer some $ from your regular checking (provide routing/account number) - Make an initial deposit of at least $250.  (seems like a lot, but you can transfer it back out as long as you make FIVE purchases with the card or pay for something with it that you would have used your regular account for anyway!)


Note: You do not have to be a Capital One customer to get this account - you can bank anywhere!

3) Complete 5 Debit Card purchases, deposit checks from anywhere with CheckMate^SM or any combo of both within 45 days.  ANY AMOUNT - ANYWHERE WITHIN 45 days of opening account!

4)  They deposit $100 bonus into your account on DAY 50!

Note: When I opened my account, it was only a $50 bonus so you would receive $100 instead!

BONUS: This is a GREAT way to have a Debit card to use for online purchases (I am sometimes leery about giving my debit card info out) so this way it has a small balance.

Also, use it to "stockpile" money towards Christmas or as a "savings" for a big purchase later!  Best case, I now have FREE money for later!

This account is a debit/credit account only - you can use card at retailers - ATMs, etc - there are NO checks provided.  You can make deposits onto the card via transfer or ATM as well.


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If you like these deals, make sure to like TIFFS DEALS on facebook for more great deals! 
This post may contain affiliate links