I was always nervous about these things, since I had to give my current checking account info to get the account - BUT I am a Capital One banking customer already, and when completed, this account was added to mine automatically (so I felt better - wanted to share in case you were leery too!)
This account has NO FEES - NO MINIMUM BALANCE!
What you have to do:
1) Open up an account GET YOURS HERE!
2) Transfer some $ from your regular checking (provide routing/account number) - I only transferred/deposited $20 into the account!
Note: You do not have to be a Capital One customer to get this account - you can bank anywhere!
3) Make 3 purchases with the debit card you receive in the mail - any amount, anywhere!
I made 3 trips to McDonald's:) WITHIN 45 days of opening account!
4) They deposit $50 bonus into your account - just like this:
BONUS: This is a GREAT way to have a Debit card to use for online purchases (I am sometimes leery about giving my debit card info out) so this way it has a small balance.
Also, use it to "stockpile" money towards Christmas or as a "savings" for a big purchase later! Best case, I now have $50 in FREE money for later!
This account is a debit/credit account only - you can use card at retailers - ATMs, etc - there are NO checks provided. You can make deposits onto the card via transfer or ATM as well.
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